tag:blogger.com,1999:blog-8240639443730906600.post536281309022074807..comments2023-11-03T05:13:55.929-07:00Comments on Birdo Love Moo: House update!Anonymoushttp://www.blogger.com/profile/12770434324643327781noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-8240639443730906600.post-10783008936581755492011-06-26T10:08:08.429-07:002011-06-26T10:08:08.429-07:00I was a civilian employed with the Army and took a...I was a civilian employed with the Army and took a job in Germany. I was there for 7 years. During that time, I opened a checking account with the local military bank (on the military installation), and was issued a Debit card. My husband and I both believe in paying cash for everything we can. So if I bought something, I used the debit card. No problem. UNTIL I RETURNED TO THE STATES. I couldn't find a job in my hometown, and Atlanta was as close as I could get. Rather than rent, I decided to buy. Now comes the problem. I had virtually be "off the map" as far as credit went because I had been paying for everything with cash or my debit card. So...my suggestion...get several credit cards (with the bank, with a department store or home repair store). Make TWO payments each month to pay off the credit cards. Don't ask me why that's important, it just is. I just make it a point to sign in on-line and make on-line payments to the charge cards twice a month. And do you know what? When I first returned from Germany, I could only get a credit card with a $400 credit line. What??? Now, my credit line is $10K. For some stupid reason, you have to work the system. Good luck!Deborah in Atlantahttps://www.blogger.com/profile/16372213272314599026noreply@blogger.comtag:blogger.com,1999:blog-8240639443730906600.post-72420757438942889722011-06-26T05:38:52.309-07:002011-06-26T05:38:52.309-07:00We use a few credit cards and pay them off each mo...We use a few credit cards and pay them off each month. So, you still have the cash to pay them....but you use them to your advantage. We get lots of free gas from our BP card. Maybe a system like that would help with your score...but still keep you true to your cash policy...which is awesome!Laurahttps://www.blogger.com/profile/15350172380237918289noreply@blogger.com