We've decided to not buy a house at this time. It just is easier if we wait a year so that we can build up more of a down payment, get on a budget and increase our credit score. Apparently being cash people is a bad thing when trying to get a loan... which I knew but I figured since we had paid off student loans and credit card debt that it wouldn't be a big deal... but I guess it was. I need to call the lady at the bank back and talk to her some about our different options for increasing our credit score. She also was going to talk to me some about the buying house process since there's a lot to it and we had some questions about it.
So yeah, next year at this time we may be looking at houses again. Which is fine, we aren't in a rush to get into debt. We have decided we want a 10 year loan with payments of $850-$950... so we need a larger down payment and then we can get less of a loan. Makes sense right? :) I look forward to having a house of our own but I am fine with waiting at the moment.
Job update - so I like my job ok, but I really don't think it's something I would want to do permanently, so if they offer it to me I will probably end up saying no. i don't enjoy collecting money from businesses... but you never know until you try something. So I have given it a 4 week try and have made some assessments. But for the moment I am still working here, which is fine. :)
Time for bed though, church in the morning and Paul unfortunately leaves me tomorrow for 5 days to go to Asheville, NC :( So I will be alone but I don't think I will be bored. There's plenty to do around the apartment and with friends and family. Ok well night!